Tips and Information on...everything!
Question from Larry: I bought a new car a couple of years ago and I still owe almost $7,000 on it.
The interest rate I’m paying on that loan is 13.99% APR.
I just found out I can transfer $5,000 of that $7,000 balance onto a balance transfer credit card and pay no interest at all for the first year.
That sounds like a great deal to me and I’m seriously considering doing it.
Can you think of any pitfalls I need to be aware of before I make this deal?
Rick’s answer: [Read more…]
Question from Barbara: I know you’re always posting warnings about scams so I thought I’d ask you about something that’s going around Facebook right now.
I’ve been getting dozens of posts in my newsfeed that read like this:
“This is fun. We all need a laugh. 😂 Type “Barbara is my…”, then hit the middle word on your keyboard until it forms a sentence.
*Then copy, paste with your name.”
Lots of my friends are responding to these messages. Is it safe to respond to them? It looks really fun but I don’t want to get scammed somehow.
Rick’s answer: [Read more…]
Question from Gary: If a website offers a “Keep me signed in” or “Remember me” option I always select it so I won’t have to sign in every time I visit that site.
But there are a couple of sites that I visit every day that occasionally require me to sign in even if I’ve previously checked the “Keep me signed in” or Remember me” option.
I don’t have to sign in to those sites every time, just occasionally. But it’s usually at least once or twice a week.
For some reason that really irritates me. Why do they even offer the option to stay signed in if they aren’t going to honor it?
But that’s just a rhetorical question. My real question is why is this happening and how can I fix it?
Rick’s answer: [Read more…]
Question from Karren: We now know that lead causes serious health problems and that’s why the government outlawed its use in paint.
But my question is why was lead ever added to paint in the first place? What was the reason for adding it?
Rick’s answer: [Read more…]
Question from Mary Jo: I have what’s probably a dumb question, Rick.
Am I the only person that absolutely despises microfiber towels?
Every time I go shopping I see tons of them so people must be buying them.
I absolutely detest the stuff because it sticks to my hands in a really creepy way. And besides, it’s not absorbent at all!
Does anyone really like microfiber towels or am I just weird?
Rick’s answer: [Read more…]