It’s always been a good idea to review your credit report for errors and omissions every now and then, but with identity theft happening so often these days it’s absolutely critical that you keep an even closer check on it than ever.
Credit reporting agencies used to charge a fee every time someone asked for a copy of their own credit report, but now the federal government requires them to provide every American with one free copy per year.
Be aware that there are several private companies that offer “free” credit reports, but those companies all require something in exchange. Most experts recommend steering clear of those websites.
Do you buy a bag of ice every time you pack your cooler for a camping trip or a family picnic?
I’ve lived in several houses and duplexes over the years.
Did you know you can give yourself an automatic $2 discount every time you go out to eat?
It seems like there’s always another bill to pay or something breaking down and needing to be repaired or replaced.