Question from Janet: I’ve always heard it said that the person riding in the passenger seat of a car is “riding shotgun”.
What’s the story behind that saying?
Rick’s answer: [Read more…]
Q&A: Should I transfer my auto loan to a balance transfer credit card?
Question from Larry: I bought a new car a couple of years ago and I still owe almost $7,000 on it.
The interest rate I’m paying on that loan is 13.99% APR.
I just found out I can transfer $5,000 of that $7,000 balance onto a balance transfer credit card and pay no interest at all for the first year.
That sounds like a great deal to me and I’m seriously considering doing it.
Can you think of any pitfalls I need to be aware of before I make this deal?
Rick’s answer: [Read more…]
Q&A: Is the ‘We all need a laugh” post that’s going around Facebook safe?
Question from Barbara: I know you’re always posting warnings about scams so I thought I’d ask you about something that’s going around Facebook right now.
I’ve been getting dozens of posts in my newsfeed that read like this:
“This is fun. We all need a laugh. 😂 Type “Barbara is my…”, then hit the middle word on your keyboard until it forms a sentence.
*Then copy, paste with your name.”
Lots of my friends are responding to these messages. Is it safe to respond to them? It looks really fun but I don’t want to get scammed somehow.
Rick’s answer: [Read more…]
Q&A: Why do I have to sign in to some websites even after I’ve selected ‘Keep me signed in’?
Question from Gary: If a website offers a “Keep me signed in” or “Remember me” option I always select it so I won’t have to sign in every time I visit that site.
But there are a couple of sites that I visit every day that occasionally require me to sign in even if I’ve previously checked the “Keep me signed in” or Remember me” option.
I don’t have to sign in to those sites every time, just occasionally. But it’s usually at least once or twice a week.
For some reason that really irritates me. Why do they even offer the option to stay signed in if they aren’t going to honor it?
But that’s just a rhetorical question. My real question is why is this happening and how can I fix it?
Rick’s answer: [Read more…]
Q&A: Am I the only one that hates microfiber towels?
Living (and loving) Life
Question from Mary Jo: I have what’s probably a dumb question, Rick.
Am I the only person that absolutely despises microfiber towels?
Every time I go shopping I see tons of them so people must be buying them.
I absolutely detest the stuff because it sticks to my hands in a really creepy way. And besides, it’s not absorbent at all!
Does anyone really like microfiber towels or am I just weird?
Rick’s answer: [Read more…]